Planning for Long-Term Care Without Buying a Bad Insurance Policy
Planning for long-term care without buying a bad insurance policy starts with understanding that traditional long-term care insurance is not the only...
Guides
About 70% of Adults Over 65 Will Need Long-Term Care at Some Point
The statistic is clear and sobering: approximately 70% of people over 65 will need some form of long-term care before they pass away.
Where Medicare Coverage Ends and Medicaid Begins for Long-Term Care
Medicare and Medicaid are fundamentally different programs that cover different types of care—and this distinction is the key to understanding where one...
Choosing Between Home Health and Hospice Care for an Aging Parent
The choice between home health care and hospice care for an aging parent comes down to a single core question: Is your parent's condition being treated...
Adult Day Programs Are an Underused Caregiver Lifeline Worth Trying
Adult day programs are worth trying because they provide measurable relief for the overwhelming majority of family caregivers—yet fewer than one in ten...
Suspecting a Caregiver Is Stealing From a Parent: Calm Next Steps
If you suspect a caregiver is stealing from your parent, your first response should be to stay calm and gather concrete evidence before taking action.
Watching for Financial Abuse Without Surveilling Your Aging Parent
You can watch for financial abuse in your aging parent's life by staying alert to behavioral and financial changes rather than monitoring their activity.
The Refrigerator Tells You More About Cognitive Status Than a Memory Test
Yes, the state of someone's refrigerator can reveal cognitive decline that standardized memory tests miss.
Telling Whether Hoarding Is a Habit or a Cognitive Symptom Emerging
Hoarding is not a habit. It is a clinically recognized cognitive and neurological condition that has been classified in the DSM-5 since 2013 as an...
When a Parent Stops Bathing or Changing Clothes: Likely Causes and Steps
When a parent stops bathing or changing clothes regularly, it's typically a sign that something has shifted—either physically, cognitively, or emotionally.